You can get the lowest mortgage interest rate, but the fees are higher. You can get the lowest closing cost fees, but it costs you in a higher rate. It’s important to look at which combination of rate and fees works for your short and long term plans.

Example of Rate vs. Costs on a $200,000 - 30 year fixed loan.

Options: You Choose Loan Type

Jan 2010 - 30 Year Fixed Interest Rates 5.00%

View Current Rate Sheet

Rates and fees below are examples only and do not reflect current rates or costs

As you can see from the examples, the lowest rate & the lowest fees do not go hand-in-hand. It’s just not possible to give both the best rate AND the lowest closing costs.

It's important to know what loan programs and closing cost options are available. Armed with knowledge, it's possible to get the best loan for your particular circumstances. 

Once you in the know, you may comfortably pick the loan type that works best for your circumstances.

I look forward to speaking with you. Let me know how I might be of service to you in any way. Service is what it is all about.

Home Loan New Mexico - an independent licensed New Mexico Broker

We offer Lower Rate , Normal Quote, No Lender Cost, and NO Cost loans..

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